You both have failed to answer the question.
Once again. Why use other people's money?
Banks can't afford the algorithm? Please. This algorithm so valuable that banks can't afford is being rented out to strangers for a few percent a month? Right.
The only possible answer is that there is an enormous risk of losing the ENTIRE capital. I have seen any number of these type of investments where the proposer is taking a cut and the 'investor' holds all the risk. As previously mentioned in the thread, the stock market is similar, except that your return is much lower, but so is your risk (and risk of losing your entire capital is truly negligible). The scheme described here is more 'roulette wheel' than stock market. I would give you a demo if I had more time.
However, if you want to ignore the "Why use other people's money" test, go right ahead. I can smell the fingers heating now.