You don't have to be young and gullible to be taken in by a Ponzi scheme. Bernie Madoff suckered in many ostensibly financially-aware people who should have known better. Its called greed, and there's nothing you can do to change it.
A very wise Captain who'd made lots of money, many years ago said to me that until you've got your first million secured, don't take risks. Thank you Captain Edwards of GF, it was good advice.
$20k is a lot of money to a G2. I fear there will be tears ahead.
7B