I believe CAE/Oxford are the ones taking all the money (and risk) and all Regional supply is the training and 500hrs on type with no guarantee beyond that. Real shame they have gone this way and you must be either rich or mental to pay that sort of money up front for an E145 rating. It's hard to see why anyone would choose a PTF Embraer 145 over a Boeing or an Airbus?
That said it's a great little job with super flying. They have been setting up bases around Europe and are still trucking along so who knows what there long term plan/outlook is?