Many years ago I asked a recently retired BA long haul captain the same question. His answer was go for the cheapest! His reasoning was that by the time you do your CPL and IR you'll have had to go through the whole lot anyway, and there's no need to waste money.
For clarity, I'm not saying that's my opinion, I'm just telling you what I was told. However, you've probably asked this question in the wrong forum. If your goal is to become a commercial pilot, then I would ask them in one of the other fora on this site which they consider to be best. I suspect you'll get as many opinions as replies, but it's probably the better place to ask.