Is it worth it?
The million dollar answer to this question is "only YOU can find the right answer".
I will tell you why.
1. Most young people join flying school out of a romantic notion of what an airline pilot's life is like....playing hide and seek amongst the clouds, wearing a smart uniform, having the lives of hundreds in your hands. No doubt a wonderful notion.....nothing better than being able to do with your life what is thrilling to you.
2. This rose coloured vision lasts till you get your CPL, ATPL.
3. Armed with the CPL you now look for opportunities.
4. And keep looking for the next 3 to 7 years
5. you now start dealing with frustration
6. Meanwhile your friends have gone into reasonably well paying careers, have a life and are moving along. You, on the other hand are getting more and more desperate as the days pass, IR validity expires, CPL validity nearing its end....
7. Almost at the end of your patience (and money), at last you land a job....and are overjoyed at the prospect of shelling out MORE than what you paid to the flying school, just to get a type rating.
Maybe you can handle all this and more. Maybe you have the strength of character (AND dosh) to keep the 'dream' alive through crushing disappointments, or maybe you don't.
All I'm saying is, take a good hard look at yourself and at your circumstances and then answer the question: Is it worth it?