I think all the policies for SEP a/c I've ever seen have a clause covering an instructor
All policies used to include '...and any Flight Instructor' in the pilots covered.
Very few Policies include Instructors as a matter of course anymore.
When they do, the wording is usually as follows:
'...and any Flight Instructor,
whilst giving instruction to any of the above named pilots.'
This means, as TOO says, that the Instructor is insured whilst actually giving instruction to one of the named pilots, but not whilst flying solo.
The mystery is that, although it may be thought that cost would be the reason for removing this clause from the standard wording of all but a few policies, most companies will re-insert it for you at no extra charge!
This begs the question; 'Why remove it in the first place?'
Maybe someone with Insurance connections can explain?
MJ
