Fees:
Cash: 0.2-0.4%
Currency: 0.2-0.5%
Bond: 0.5-1.0%
Equity: 0.75-1.25%
Property: 1.2%
The fees published on the fact sheets are retail. Emirates is able to offer institutional pricing due to the size of the Provident Scheme. The fees are reasonable given the region (in fact, competitive with most regions offering mutual funds; ETF's are a different story).
EOSB is not paid along with A fund. One or the other (the higher of the 2). Fund was established many years ago to satisfy the company requirement to provide EOSB and as a perk to attract pilots to a new airline/region where no one wanted to come.
Last edited by Dune; 19th May 2015 at 13:00.