https://fortunedotcom.files.wordpres...jpg?quality=80
One observation of that insurance article - their own article contradicts the assertion that payouts are always at "replacement value".
The chart shows the hudson A320 having a payout of only $24M. I recall a new A320 is around €100m a pop, so thsi is far far away from the real replacement value.
(I'm assuming the hudson A320 was scrapped, not repaired, surely....?)
EDIT - turns out it is in a musuem.
