Money
In the not to distant past, before the Resettlement system change, Lloyds, Cox a d Kings, ran a financial seminar. It was led by a chap Alan Green something and he had plenty of pearls.
Once you had bought the missus a conservatory . . .
Did you need two cars . . . Maybe a new job came with a car
Mess bill . . .
Running a car to work . . .
Paying less tax . . .
By the time he had gone through the list it was a considerable saving and he has proven pretty accurate. Your money does go further and stretch to cruises at times to suit you.