Originally Posted by Surplus
Seriously though, if you've got your finances sorted and you're not going to suddenly develop a jet-setting, playboy lifestyle, then as several eminent posters have already said, you don't need a lot of money to retire.
And that underlined bit is the critical aspect. I am eternally grateful that I started saving early, investing wisely [most of the time] and generally planning ahead. Strangely, I was effectively forced into that as a Fg Off, paying the mortgage on my parents' retirement home whilst at the same time paying OMQ rent, supporting Wife #1 and bringing up 2 smalls. "Skint" was my middle name for years
The "Earning Years" are often less than half of our time on the Planet ... make best use of them, and then the charmingly called "Later Years" can be pleasurable, instead of endless worry.