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How secure would you feel if you had to trundle along on regular occasions for a medical where someone would look at you and say " sorry mate your law career is over "
They do have insurance for that, however. I used to know a Virgin pilot who had a standard £250k cover against losing his Class 1.
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Many do not have loss of licence insurance. Years ago this was a given perk with most employers who could negotiate block rates to get a better deal but not any more.
Like all insurances there are let out clauses and if you've not disclosed anything and this emerges when you make a claim you're not likely to receive a payment.