Cheers for the response. As I've mentioned already I'm currently doing an honours degree in accounting and finance so I always have a "back up" option, I started this degree knowing it was a back up and never intend to have a career as an accountant. The debt doesn't scare me, it's the debt without getting a flying job. I'd happily pay back a 30 year loan if I was guaranteed a pilot job. I don't mind what aircraft I fly or where I fly it. I'd happily be a regional pilot flying TP for a career