Smith, few people get your employer contributions, and many get none. And with your voluntary contributions, it would seem you don't have the costs of supporting a family, or at least paying for decent schooling. You live in a care free and unusually well paid microcosm with little idea of the reality faced by most pilots, so please stop pontificating on every thread that we are all overpaid and underworked. You are either a manager or a very egotistical fast-track youngster that is compelled to show off how well they have done. Neither impresses me. Quite possibly neither, but strangely unaccompanied by a family for a mature pilot - can't imagine why...
Try asking a retired or near retirement Monarch, Astreus or BMI pilot how their pension is looking, and then try pulling your head out a bit.