Perhaps there is something here that the people who run the financial briefing prior to leaving the service should take note of. Fortunately I kept the tax people well up to speed on my income and affairs and managed to mitigate some of the financial cost of having 2 incomes and incorrect personal allowances applied by saving the delta. However, it is evident that the financial advice should include detailed advice on managing both pension and any income earned after resettlement. The session I attended at Tidworth was not particularly memorable I must admit - albeit it was 9 years ago and my memory aint that good any more