In Ryanair, the deal is that you get taken on as a contractor on a multiple year contract with an established agency when you start your type rating. The costs incurred are offset against tax over the following years.
However, you do have to find a large lump sum up front to pay for your type rating. The only time you would be binned is for lack of ability.
It is not P2F in the sense that you pay for a rating and 300h LT and you are out at the end as Norwegian are offering at the moment.