Its no more about flying, its just about money. I prefer the small aeroclubs or gliding clubs atmosphere to those JAR mega FTOs who are just there to su.ck your money by all means with false promises of interviews.
The worst is that the job market is pretty bad right now in Europe . So this 75k would in vain !!!!!!
Dont waste your time and money on a JAR ATPL. If i had to do it again , i would buy a 100% share for the same price in a small aeroplane and enjoy it evey week-end !