Someone will come along and be happy to cut you out for $400. Human nature I'm afraid.
Like business, stack'em high and sell'em cheap.
In my 40 plus years in the business the most eager to cut you out were the ones, lets say were with the "financial means" to do so. Whether it be to attempt to buy you out, or could sustain themselves on the peanuts they would be happy to work for. Or just attempt to cut you out, period. In the genes?
There is always someone who will do it cheaper.