Genuine email from the bank :
Just to let you know that your latest statement for account ending 913 is available. Log into Online Banking at natwestinternational.com then select Statements.
Don't forget to check your transactions regularly and please remember we'll never ask you for your PIN and password by email.
They will never ask you to click on a link in an email. Also the scams usually say :
Dear Customer
or
Hello
added too witch the apaling english and Spelling is usually a bit of a clew!