A and C
It isnt my own optimism, I am also too long in the tooth for that, it I was merely attempting to paint a "best possible scenario" for earnings then look for a comparison against "training cost". I simply used the most generous of the information supplied on the thread. I dont have the minor detail of course costs at one of these schools, and dont understand which sections of the course are included. So it is difficult to make a comparison
JS
I disagree with your assumption that 5 years isnt a long time for someone between 18-21 with no commitments. 5 years is a long time in anyones eyes. whether your a youngster looking to enjoy life or you are established with commitments and ties and all the rest of it - there are disadvantages of owning a sizeable debt for 5 years whatever your age.
5 Years is a long time not to be able to get a mortgage, buy a flash motor, take your beau out and show them a good time, visit interesting places on hol and all the rest of it.