Don't forget that you could always start with the
NPPL which requires a minimum of 32 hours plus about another 3 for the 2 Skill Tests, then upgrade to a JAR-FCL PPL at a later date if money is tight.
See
www.nppl.uk.com for more details.
...and don't forget that Florida in August is murderously hot, you'll have jet lag to get over and you'll need to acclimatise.