N1'
In answer to your question what good is a medical aid scheme if you can't see the best doctors in town . I don't blame doctors for dumping Quality health they are getting somewhere in the region of $800 per consult , but QH is only paying them $240 would you waste time on CX employees if that's all you were getting
Personally I would take the money from CX plus my contributions and put it towards a decent medical aid scheme the one we have is basically worthless