While their own personal remuneration is by design, inversely proportional to ours, we would be fools to expect a change of direction. Market forces or risk assessors, or worse, crash investigators will be the only forces that can alter this course. Legislators and regulators would ordinarily intervene before this of course...
I fear the bottom of the barrel is a way off yet... The difference is we fear that fact, while they salivate over it, as it represents greater remuneration for themselves personally.
Cheer up, 65 is just over the horizon! (If you can see it through the 'haze').