This is what your employer pays for.
Paying for work related training = you're a sucker.
When I took my current job the company paid for me to fly over, paid for my hotel, food, I also had a daily training pay which I received. I logged about 15hrs flight time (just me and the checkairmen), not the OJT
. I didn't pay for my training, I got paid for it. I also didn't have a single hour in type prior to taking the job.
Just wait for the good companies, paying for a type is just going to hurt the industry and end up hurting you in the long run.
Best bet at getting that first job: don't be afraid to travel, keep moving along until you find something, don't be afraid to call folks up on the phone, to knock on doors and shake hands, and of course network with working pilots.
Also listing some non aviation skills can help, are you good with computers? Any accounting or sales skills? Good at working on small engines? Any experience in hunting or guiding?