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Old 16th Nov 2014, 11:05
  #15 (permalink)  
Lima Juliet
 
Join Date: May 2000
Location: UK
Posts: 4,335
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On AFPS05 you don't get a pension until 65 - from 55 they are still EDPs and you will forfeit all of it if you go FTRS.
No, I'm definately correct on this. On AFPS05 at age 55 you do not get an EDP, it is definately a pension. This is also confirmed on the Pension Calculator - try running it for an exit date for age 55 and it says "pension" and if I run the same for age 54 it says "EDP" and then has a further uplift at 55 and then "pension" at 65.

So just to make it clear - age 55 is the Normal Retirement Date (NRD) for AFPS05 and anyone who retires at or after age 55 will be getting a pension and NOT an EDP.

I hope that helps?

LJ
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