Ekwistleblower,
Like your mortgage maths., but then, you should've perhaps taken some time to explain the fee structure, especially for the benefit of the new joiners. You say it's based on 1mil. deposit. How many people do you think can afford 1 mil. deposit on a current package, even if you are in the left seat? Perhaps if you're debt free and no kids or they're grown ups? Not to mention that 1 mil. will have to go: 30% towards mortgage (that is fine, I suppose, even though a bit rich for most countries standards), 4% - land department and 2% to the agent. Staggering 36% - just to get started. Then, you have to add further for DEWA expat.: charge/tax, whatever it is these days, maintenance and community fees (very steep for some areas and on the rise across Dubai).
A lot of guys in the right seat say that their budgets are very tight these days.