Hey TCI,
Just a heads up!! I am not sure what kind of account you had with HSBC, but be cautious. Some of the banks impose a minimum balance requirement on the accounts. They will magically charge you a low balance fee, which would accumulate and make in debt to the bank. Would not want to have your name on a list for owing banks here. So probably better to tell them "close the account" and kiss your A$$ goodbye
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Spoogz