I already have ba shares, even though i don't work there and i'm very happy with them thank you, considering i bought at 97p...quids in!!!
As for AF competition...where?? That sentance is what is called an oxymoron...af....competition, the mind boggles. When you have allegedly imaginative accountants and any serious slots are given to you by the 'independent' cohors, you don't need competition, you just to need to have the good 'ol civil service mentality....service with a grimace.
As I've said they'll join the grown ups some day, then we'll have a comparison.