WhyByFlier - I am also in your category 1. I'm not really sure the MPL is the route for anyone in that category. You don't get anywhere near the joy of doing a PPL, gong out and about on your own, getting stuck into some fly-ins, grass strips, maybe some time in the states before heading for your CPL, then hopefully ringing some of the guys and girls you met along the way in your job search. Plenty of people I know have never gone near the wannabes forum on here and got jobs that way.
The real problem is instructing is an exceptionally difficult way to pay the bills, and all the light twin charter stuff that the generation before me did has disappeared into the ether. Couple the lack of an obvious self-improver route and a big marketing push by OAA/CTC - you can barely pick up Flyer or Pilot without seeing full page glossy adverts - a lot of young guys are convinced it's the only route available.