Shamrocks, you should have given this problem a second thouhgt before applying. And don't get me wrong, it would be hard for us to pay the 25K as well, as you said, there are quate a few people who can spend 25K without having to tighten their belts.
As said before here, this cadet scheme is a really great opportunity, since other airlines are asking you to self fund the type rating, or even the whole training.