Just to chuck in my contribution, I'm planning NOT to do an MCC straight off the back of my IR and my thinking goes like this:
1. A lot of airlines include an MCC as part of the type rating so why do one out of your own pocket only to have to do theirs anyway?
2. On my CV I'll state that I DON'T have an MCC but, if I was offered a job, I'd go and do one and start with that company a week later.
3. I'd rather keep the £3K in my bank as long as possible.
4. If there's no joy on the job front I'd still have enough dosh to do an AFIC rating.
Hope this is of use.
Magoo