Of course the productivity of the lazy pilots must be maximized, so be sure to get as close to the maximum hours - set at a low, low 92 anyway - as possible without going over. Tip: in months with some of the myriad uncredited duties like PPC's, SEP, CRM, you get easily get far more than 92 hours without having to pay for it. Bonus!
Now lets speak from recent experiences - 85 "paid" hours for the month of September, plus an additional 39 duty hours for free, mahala, gratis! All legal my friends, all legal.