"Morally suspect...."
Gasp !
Do you think there may be people of loose morals in flying schools then ? Perhaps the prospective student ought to check their credentials with regard to church attendance, etc
It is easy to check rates, and their advantage is that they are a specialist lender, just as BBVA are for integrated courses (do they get compared to Tesco ?)
I understand that as of a couple of days ago, even Wonga.com may be able to offer a competitive rate.
What really counts is if they will actually do do. You could have a zero rate, but if the loan is not forthcoming then it is all a bit pointless.