even if there wouldn't be any cranes, or high rise buildings, penetrating clouds in a tight airspace above a populated area, all under VFR rules, is nothing but gross negligence.
if this penetrating thru clouds is a tolerated way of operating, one day there might be an other aircraft in just the same cloud doing just the same mistake
Get f***ing real!
What is the overall sum of this insurance case going to be? Is this in any relation to the need of operation as conducted?
We are all paying for it, and some people not only with money but a lot more.