If the mods want to delete this feel free, this was the text I was sent. No idea if its true or not:
Monarch's new T&C's. Increments gone. Capt on £89k. FO £53k. Everybody forced to work 50% winter and paid accordingly. No DOP. No Duty pay. No PHI. No scheduling agreement at all. Working to EASA. Final salary pension for under 55's removed and whatever you have put in it lost. 7% max pension contributions. 1 week of leave in the summer!!