Such a divisive issue. Understandably, the subject drifts from the OP's idea to the usual highly charged arguments. And why not? As long as we can all let it go when the time is right.
Anyway, now that Perthsaint is on holiday, I would like to restate my answer to the original post:
Not knowing quite how the political promises from either side will come true and given that YES is quite likely, I need to safeguard my income. A significant part of that is my RAF pension. Currently it is paid into our long-standing Scottish bank account. The nice people there were unable to say that my income would be safe going through them, which was very honest.
Would I feel safe with my pension going from the UK to Scotland (with no idea what the currency might be or the exchange rate or transfer fees) and then to France (same again). Well, honestly, what would you do?
To look after my family, I see no option than to move my money out of Scotland.