I have been a very happy customer of a well known Scottish bank for over 30 years. The last time I spoke to my branch in St Andrews before moving to France, I asked if it would be safe to continue banking with them in the event of "Yes". The assistant manager told me that she had no idea. Should I move my pension and savings south of the border? Officially, there is no advice, but if I were you I would. So I am. How very sad. Best bank I ever dealt with. No, a superb bank.