My standard advice is to wait for the moment when you can make out ground texture before beginning the flare.
At that point look at the end of the runway while holding off the a/c with increasing small pitch increments until the landing attitude has been reached -- all the while keeping the fuselage pointed down the runway with rudder.
With xwind you will need bank to control drift.
I prefer a steeper approach as it becomes easier to see where you will hit (if you don't flare
). Don't forget to maintain recommended approach speed as a steep approach requires sufficient energy to flare.
Hold off on the 3 degree ILS approaches until you are working on your instrument rating
