Well I swear by the GPS 295 which has the lot except the 'instrument panel' of the 196.
Advantages: clear colour charts, many tiny towns indicated by name to help navigation.
Land mode,available built in, but for a price you can download metro maps for the whole of europe if you seriously want to use it in the car: equals built in car sat nav with the exception that you dont have some foreign voice telling you which way to turn all the time.
Easily available mains adaptor to allow route planning at home without eating batteries.
Shed loads of way point space.
Disadvantages:
Cost: still about GBP1k.
Heavy: vibrates a bit if yoke mounted: solution velcro mount (supplied) to coaming
Eats batteries: not a prob as we have power from a/c.
Colours can be a bit difficult to readin strong sunlight:
Not a huge number (20) of uses route memory, but enough for a low hours recreational flyer like me.
Bottom line is, how deep is your wallet.
Safe flying
Cusco.