Eternity, I see you point but I think you might be stretching the truth a little. I wonder how many of the incapacitations to which you refer, involved pilots who had a medical that was endorsed with the proviso 'multi crew only / safety pilot required.' The medical requirements for SP IFR operations are more stringent. While not excluding the possibility of an incapacitation, the stricter medical requirements make it difficult to make an apples with apples comparison here. How many pilots flying an airliner around can't hire a Warrior on the weekend by themselves? We'll never know.
It all comes back to the dollars. It has a cousin which gets discussed more often - single engine vs multi engine... Affordable safety...