ppl172,. .. .Did my ATPL exams, BCPL, Instructor Rating, IR and MCC whilst in a well paid full-time job which I still have. . .. .Result: CPL/IR, FI, MCC, over 1000 hours and no debts. No flying job either, yet. I have one disadvantage, I am in my mid-forties.. .. .I am still instructing, so at least I am in regular flying practice and hopeful that I will get that dream job. . .. .In the current climate taking eighteen months to two years to get a Frozen ATPL by distance learning and part-time courses might be the best plan of action.