Pirrex,
That is a huge debt burden you have. I must ask, what sort of job did you think you were going to get on graduation?
The market hasn't become saturated in the 18 months since you finished, it has been saturated in Europe since about 2008. Unless you were on a tagged scheme you chances of getting a jet job on graduation were almost zero.
I must also ask how you get a CPL ME/IR with only 150 hours in the airplane and 100 of the that being command?