AS above low hours PPL but thinking about going down the IMC route. Is it really worth all the time effort and money?
OK, I'm going to put the case against:
Are you planning to use it regularly? If not (and I haven't got one so I don't know) is it safe to fly IFR when you are not current? As a 'get out of jail free' card, I'm not sure works if you don't regularly practice getting out of jail?
What is your flying for? If you fly a lot, as a means of transport for example, I imagine it is essential. But if you fly for fun, in good weather, then you may end up spending a lot of your 'fun' budget on just keeping a rating you don't really use. And don't forget you will need to fly an aircraft with IFR kit to fly in IMC (Currently CofA, possibly some Permits in future)