OK - excuse us for being cynical, but nothing in this world comes easy - especially money. If, as you claim, your plan is legal and will help people who are desperate for financial assistance to achieve their dreams, WHY do you not just tell us in this forum, in public ?
WHY do you need everyone's name, email and home address ??
If you cannot come up with a believable reason, how can you expect anything other than suspicion ?
If you're for real, tell the forum, publicly - otherwise, stop playing with peoples hopes.