Each to his own I think
I did aero's yesterday in Jeans and T shirt. Negative G is hard enough without being overheated before you start.
On a jolly I'll take wallet and phone and some water and be dressed to cope with outside temp if I had to.
As for fire I work on the basis: if you are struggling to get out fumes will kill you 1st. If are taking pax and you are wearing nomex then everyone needs to.
In short I perceive the risk to be so low as not to be relevant (lets face it I am far more likely to be killed on my motorbike on the way to the airfield)
I wont fly over water in a fixed undercarriage sep (maybe wearing a 'chute along with a life jacket.) A Couple of trips in clients power boat over calm seas at 70kts quickly disabused me of any optimism I might have had of surviving a ditching.
Last edited by Camargue; 4th Jul 2014 at 11:24.