Nothing can be negotiated in this program. If you are willing to fly those 500hrs you have to pay what they ask and you are officially one of their slave-worker. Also be careful that you will strictly follow their terms and conditions because in case you won't, they are ready to put you off from the program and obviously no money back. These programmes are too much risky and I am still wondering why people even consider to enroll in programmes such this one. Don't know maybe they have money so they don't care to share with a bit of indian brokers. As I can see you are from US, a country where you can work your way towards a jet seat without wasting a large amount of money. I know it is gonna be hard and full of sacrifices but it is still better and rewarding than risking to have a negative bank balance of 55000 euros.