The truth is that with this company set up, these first officers you talk about often have to pay as much as 38% social security in a country where they will never benefit from any pension. This is because they will be sent there not by choice and they find themselves with a huge bill for the EMPLOYERS contribution to social security and then there's the tax on top of that. I know first officers who take home no more than 40% of their salary. In the winter they often take home less than 1400 euros.
And yes the new captains contract is a complete insult.
After investing best part of 200 thousand euros in your future you should expect a salary to match. Ryanair never invested a single penny in you and offer now salaries in the region go 46,000 euros out of bases such as Krackow. In real terms with sector pay, you will be taking home less than 4000 euros a month and forking out extra for an apartment at you base. Your real income now is gonna be more like 3000 euros a month once you account for these extra expenses.