Isn't that just part of Life?
You pays your money, you takes your chances!
True in some respects! Driving to the airport to fly a helicopter involves taking risk, and the risk increases from there. Truly "professional" pilots, whether they fly for pay or not, have a well developed set of skills for managing risk. They are proactive in understanding risk and thoughtful about what risks to accept and when. These skills are not uniformly distributed in the pilot population. They are typically acquired through study, training, and experience, with experience probably the most effective teacher.