I agree its not the money spinner that people anticipate
I couldn't agree with Vortex Thing more.......its not the money spinner that people think.
People forget there is no pension when they say that they can save every month..........you will have to use about 400 Euros per month of your own money to compensate for the lack of company pension (and that's calculated with taking the gratuity in to account).
And there are lots of other hidden costs as well.....see my earlier thread on these costs.
If you are unemployed or a political refugee then its a good move!!