there are two types of people in aviation.
the type who succeed in private flying ignore the cost and go and pursue it and enjoy all the trials and tribulations along the way.
an allied consideration is 'how on earth can you afford to buy an aeroplane?"
answer is similar.
want to own an aeroplane and eventually it will happen.
....because in both cases you start to prioritise life and expenditures to make what you want happen.
the other type we all wish would bugger off because their endless worrying about the costs just gets everyone depressed.
decide which type you are and work from there. (close the door as you go
)