@Mary: well said!
@Paul: yes, I recognise several of your feelings. The difference for me is that I have bought my own craft so now it sits there in its hangar so I must fly it even if my budget gets tighter and tighter. The only alternative is to sell the bird, which would loose me even more money.
But do take Mary's advice to heart: for the time being your family is obviously dearer to you. Family life is an essential value, to me at least and apparently to you too. Private flying is a luxury which you can return to any time. Like swimming or cycling, you won't have to learn anew, you'll only have to refresh what you learned, then pick up the thread where you left it.